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By choosing Key Mortgage Partners, you can access all your mortgage options with just one phone call, one application. We will work on your behalf to place your mortgage with the lender that is the best fit for you, whether it's a major bank or a private lender.
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*Rates may vary provincially and are subject to change without notice OAC.
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With a fixed-rate mortgage, you’ll know with absolute certainty what your rate and payment will be each month for the term of your mortgage, offering you stability and peace of mind. Since fixed-rate mortgages are not affected by fluctuating interest rates, you can "set it and forget it."
With a variable-rate mortgage, your rate will move in conjunction with your lender’s Prime lending rate. Since it can be difficult to predict what kind of rate ups and downs are ahead, a variable-rate mortgage is best suited to people who have a flexible budget and can tolerate slightly more risk. Most variable-rate mortgages allow you to exercise an option to “lock in” a fixed rate at any time. And, if your circumstances change and you need to get of out of your mortgage, you will appreciate the lower penalty to get out of a variable versus a fixed-rate mortgage.